mortgage

hipoteca, préstamo hipotecario

Dinero prestado para comprar una vivienda, que normalmente se devuelve a lo largo de muchos años.

En inglés sencillo: Money borrowed to buy a home, which you usually pay back over many years.

• We pay our mortgage every month.
• She took out a mortgage to buy the flat.
• Higher interest rates have made mortgages more expensive.

Cómo se usa: mortgage on something (They still have a mortgage on their house.)

Sinónimos: home loan

Expresiones frecuentes: take out a mortgage, pay the mortgage, mortgage payments

hipoteca

Acuerdo legal que permite al prestamista quedarse con un inmueble si no se devuelve el préstamo.

En inglés sencillo: A legal agreement allowing a lender to take your property if you fail to repay a loan.

• They signed the mortgage deed.
• The mortgage gives the bank rights over the property.
• A solicitor checked the terms of the mortgage.

Cómo se usa: mortgage on something (The lender registered a mortgage on the property.)

Expresiones frecuentes: mortgage deed, mortgage on something, register a mortgage

hipotecar

Pedir dinero prestado dando un inmueble como garantía; el prestamista puede tomarlo si no se paga.

En inglés sencillo: To borrow money using property as a promise of repayment; the lender can take it if you cannot pay.

• They mortgaged their house.
• She mortgaged her home to fund the business.
• Would you mortgage your property to pay for the course?

Cómo se usa: mortgage something to do something (They mortgaged their house to open a restaurant.)

Expresiones frecuentes: mortgage a house, mortgage someone’s home, mortgage a property, mortgage an estate

hipotecar, comprometer

Conseguir algo ahora a costa de limitar las opciones o crear problemas en el futuro.

En inglés sencillo: To gain something now in a way that limits your choices or causes problems later.

• We must not mortgage our future.
• The government mortgaged the next generation’s future for short-term gains.
• Are we mortgaging our children’s future by using all these resources?

Sinónimos: jeopardize, compromise

Expresiones frecuentes: mortgage the future, mortgage someone’s future