mortgage

prêt immobilier, crédit immobilier

Argent emprunté pour acheter un logement, généralement remboursé sur de nombreuses années.

En anglais simple : Money borrowed to buy a home, which you usually pay back over many years.

• We pay our mortgage every month.
• She took out a mortgage to buy the flat.
• Higher interest rates have made mortgages more expensive.

Comment l'utiliser : mortgage on something (They still have a mortgage on their house.)

Synonymes : home loan

Expressions courantes : take out a mortgage, pay the mortgage, mortgage payments

hypothèque

Accord légal permettant au prêteur de saisir un bien immobilier si le prêt n’est pas remboursé.

En anglais simple : A legal agreement allowing a lender to take your property if you fail to repay a loan.

• They signed the mortgage deed.
• The mortgage gives the bank rights over the property.
• A solicitor checked the terms of the mortgage.

Comment l'utiliser : mortgage on something (The lender registered a mortgage on the property.)

Expressions courantes : mortgage deed, mortgage on something, register a mortgage

hypothéquer

Emprunter en donnant un bien immobilier en garantie, que le prêteur peut saisir si on ne rembourse pas.

En anglais simple : To borrow money using property as a promise of repayment; the lender can take it if you cannot pay.

• They mortgaged their house.
• She mortgaged her home to fund the business.
• Would you mortgage your property to pay for the course?

Comment l'utiliser : mortgage something to do something (They mortgaged their house to open a restaurant.)

Expressions courantes : mortgage a house, mortgage someone’s home, mortgage a property, mortgage an estate

hypothéquer, compromettre

Obtenir quelque chose maintenant en limitant ses possibilités ou en créant des problèmes pour plus tard.

En anglais simple : To gain something now in a way that limits your choices or causes problems later.

• We must not mortgage our future.
• The government mortgaged the next generation’s future for short-term gains.
• Are we mortgaging our children’s future by using all these resources?

Synonymes : jeopardize, compromise

Expressions courantes : mortgage the future, mortgage someone’s future